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VEHICLE LOANS


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Rates Effective as of September 2, 2025

Auto Loans

Type Term Annual Percentage Rate (APR*) as low as
New/Used Vehicles (2023-2025) (up to) 84 months2 5.79%
Used Vehicles (2020-2022) (up to) 84 months2 5.94%
Used Vehicles (2016-2019) (up to) 75 months1 7.09%
Older Used Vehicles (2015 & Older) (up to) 60 months1 8.74%

Motorcycle Loans

Type Term Annual Percentage Rate (APR*) as low as
New Motorcycle 100% Retail (up to) 84 months1 6.49%
Used Motorcycle 100% Retail/NADA (up to) 84 months1 6.74%

Boat Loans

Type Term Annual Percentage Rate (APR*) as low as
New Boat 100% Retail (up to) 96 months1 6.49%
Used Boat 100% Retail/NADA (up to) 84 months1 6.74%

Motor Home / Travel Trailer Loans

Type Term Annual Percentage Rate (APR*) as low as
New Motor Home/Travel Trailer 100% Retail (up to) 144 months2 6.49%
Used Motor Home/Travel Trailer 100% Retail/NADA (up to) 144 months2 6.74%

* Minimum Payment Never Less Than $25.00 Monthly.
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. Rates do not apply to existing credit union loans. Please contact credit union for further details.
Loan rates published are as low as the stated rate for a maximum 60 month term. Rates can vary depending upon collateral, term, loan type and credit history.
New cars up to MSRP and used cars up to NADA retail.
Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness. All loans are subject to approval. Other restrictions may apply.
Auto loan rates range between 5.79% APR to 18.00% APR. Recreational loan rates range between 6.49% APR to 16.29%.
1 With approved credit. Rate & term dependent on credit score. Terms may vary based on loan amount and year of collateral.
2 With approved credit. Minimum finance amount eligible for loan term listed. Maximum vehicle mileage not to exceed 80k for loan term listed.

 
Not For Profit

If you live, work, worship or attend school in these counties, you may be eligible for membership:
Oklahoma Counties:Comanche, Caddo, Canadian, Cleveland, Cotton, Garvin, Grady, Jefferson, Kiowa, McClain, Oklahoma, Stephens, Tillman, and Washita
Texas Counties: Archer, Haskell, Montague, Shackleford, Throckmorton, Wichita, and Wilbarger.
Become a member today and start experiencing the credit union difference.

OPEN YOUR ACCOUNT

For information regarding fees, please refer to our Fee Schedule

Once you have established an account, you can take advantage of these beneficial offers and services:
Overdraft Privilege | Online & Mobile Banking | Special Offers on Loans
Credit Cards with Rewards | ATM/Debit Cards | Shared Branching