Loans

 Loans


STUDENT LOANS

SALLIE MAE® & FSFCU STUDENT LOANS


Get the money you need to help make higher education happen! Student loans from Fort Sill Federal Credit Union in partnership with Sallie Mae® could help!

SMART FEATURES. GREAT BENEFITS.

Whether you're an undergraduate or graduate, we have options to meet your specific needs:

- Competitive variable and fixed interest rates -
- No origination fee or prepayment penalty1 -
- Multiple repayment options -

OPTIONS TO MEET YOUR EDUCATION GOALS

 

UNDERGRADUATE

Undergraduate Banner

Smart Option Student Loan® for Undergraduate Students

Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school.

Apply Today!

GRADUATE

Graduate Banner

Graduate School Loans

Pay for expenses as you pursure your masters and doctoral degrees. MBA, Medical, Dental, Law etc. We got you covered.

Apply Today!

 

Borrow responsibly We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. Fort Sill Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. 1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.


Join Today Banner

If you live, work, worship or attend school in Comanche County, you may be eligible for membership.
Become a member today and start experiencing the credit union difference.


Tip: Use our Account Switch Kit to help move your account from another financial institution to FSFCU. For information regarding fees, please refer to our Fee Schedule


Once you have established an account, you can take advantage of these beneficial offers and services:
Overdraft Privilege | Online & Mobile Banking | Special Offers on Loans
Credit Cards with Rewards | ATM/Debit Cards | Shared Branching

VEHICLE LOANS

LOW RATES ON ALL SORTS OF VEHICLES


At FSFCU, we offer some of the most competitive rates when it comes to vehicle loans. We have a wide selection of rates and terms on new and used vehicles. Plus, with the ability to apply online and quick response times, you can get pre-approved, putting you in control of the bargaining process.

 

CARS & TRUCKS

Cars and Trucks

Rates as low as

7.09% APR*

up to 84 months

REFINANCING AVAILABLE!

MOTORCYCLES & ATVS

Motorcycles & ATVS

Rates as low as

7.64% APR*

up to 84 months

REFINANCING AVAILABLE!

 
 

BOATS

Boats

Rates as low as

7.64% APR*

up to 96 months

REFINANCING AVAILABLE!

RV & TRAILERS

RV and Trailers

Rates as low as

7.64% APR*

up to 144 months

REFINANCING AVAILABLE!

 

RESOURCES TO HELP YOU ALONG YOUR CAR BUYING JOURNEY

CUDL AUTOSMART

Search for a Vehicle

We have partnered with CUDL AutoSmart to provide you with a stress-free car buying experience. Click the link below to get started.

Get Started

TRUSTAGE®

Free Insurance Quote

It can be hard to find the best car insurance. TruStage® makes it easy to get reliable and affordable insurance.

Get a Quote

NADA GUIDES

Research Before You Buy

We want to empower you the the tools to make the best buying decisions.


Visit NADA

GUARANTEED ASSET PROTECTION (GAP) AUTO WARRANTY

FSFCU believes in providing peace of mind for every journey you take. Our Guaranteed Asset Protection (GAP) coverage and Auto Warranty products are designed to protect you and your vehicle, ensuring that you're covered in the unfortunate event of an accident or theft.

FIND OUT ABOUT GAP



Join Today Banner

If you live, work, worship or attend school in Comanche County, you may be eligible for membership.
Become a member today and start experiencing the credit union difference.


Tip: Use our Account Switch Kit to help move your account from another financial institution to FSFCU. For information regarding fees, please refer to our Fee Schedule


Once you have established an account, you can take advantage of these beneficial offers and services:
Overdraft Privilege | Online & Mobile Banking | Special Offers on Loans
Credit Cards with Rewards | ATM/Debit Cards | Shared Branching

OTHER TYPES OF LOANS

WE OFFER A WIDE VARIETY TO FIT YOUR NEEDS


 

PERSONAL "WHATEVER" LOANS

Personal Loans

Personal loans are available for almost any purpose - vacations, computers, birthdays, etc. These loans require good financial standing but no collateral to secure them. Attractive rates and terms available.

STORM SHELTER LOANS

big storm

Let FSFCU help you and your family feel more secure during the tornado season with our low rate Storm Shelter Loan.

 
 

SHARE SECURED LOANS

bunch of people

These loans have the credit union's lowest rates, convenient terms and uses money in your savings account as collateral. As you pay on the loan, less collateral is needed, the money in your savings account becomes available.

SHARE CERTIFICATE SECURED LOANS

holding hands

These loans have great low rates by borrowing against your own share certificate. For the duration of the loan, you are required to maintain your share certificate.

 
 

PAL LOANS

Payday Alternative Loans

PAYDAY ALTERNATIVE LOANS

Need money to make ends meet before your next payday? Skip the high interest rates payday loan lenders offer and trust FSFCU to help.

C.A.R.E LOANS

Care Loans

CONSOLIDATE ACTIVE REVOLVING EXPENSES

Let us help you consolidate debt and get back on track. Start rebulding your credit, reduce your payments and lower your rates.

 

EVEN MORE LOANS!

Overdraft Line of Credit

An overdraft line of credit is a loan attached to your checking account. When the checking account gets overdrawn, your overdraft line of credit will be used to pay the overdrawn amount.

RATES

Apply Today!

PCS LOAN

We honor your service in protecting our great nation. We understand that you and your family may need to move many times throughout your military life. Need cash during relocation? Consider our PCS Loan!

RATES

Apply Today!

FAST CASH

A Fast Cash loan is an open end line of credit you establish and then use only when you need it. You can make an advance at any of our branches, by using STAR, or Internet Banking.


RATES

Apply Today!



Join Today Banner

If you live, work, worship or attend school in Comanche County, you may be eligible for membership.
Become a member today and start experiencing the credit union difference.


Tip: Use our Account Switch Kit to help move your account from another financial institution to FSFCU. For information regarding fees, please refer to our Fee Schedule


Once you have established an account, you can take advantage of these beneficial offers and services:
Overdraft Privilege | Online & Mobile Banking | Special Offers on Loans
Credit Cards with Rewards | ATM/Debit Cards | Shared Branching

ONLINE LOAN PAYMENTS

PAY YOUR LOAN YOUR WAY


FSFCU provides loan payment options to fit your needs. Our Online Loan Payments website allows you to make a payment* towards your FSFCU Loan using a debit card or bank account from another financial institution.

Tip: Online Loan Payments only accepts non-FSFCU VISA® or Mastercard® debit cards. Credit cards cannot be used to make payments.


To get started, use the button below to access the Online Loan Payments portal. You will have the option to register and save your bank account information or select Express Pay for a one-time payment.

Make a payment

Apply for a loan

*A fee is assessed per loan payment transaction. Please review our Fee Schedule for more information. Terms and Conditions apply. The daily cut-off time is 4:00 pm, CST. Any payments made before that time will be posted the same day except for Saturday, Sunday and any holiday where FSFCU is closed. Any payments made after the cut-off time on Friday, Saturday, Sunday or any holiday where FSFCU is closed will get posted the next business day.


Once you have established an account, you can take advantage of these beneficial offers and services:
Overdraft Privilege | Online & Mobile Banking | Special Offers on Loans
Credit Cards with Rewards | ATM/Debit Cards | Shared Branching

SAFETY NET DEBT PROTECTION

WE WANT TO HELP YOU PLAY IT SAFE


Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.

This protection could cancel your loan balance or payments up to the contract maximums.

Life Plus adds NEW protection for life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave and the loss of life of a non-protected dependent. Protect your loan balance or loan payments today so your family cam worry a little bit less about tomorrow.

Purchasing protection is voluntary and won’t affect your loan approval. It’s simple to apply. Ask your loan officer for more details.

Contact Us

*Your purchase of Safety Net Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Safety Net Debt Protection.



Once you have established an account, you can take advantage of these beneficial offers and services:
Overdraft Privilege | Online & Mobile Banking | Special Offers on Loans
Credit Cards with Rewards | ATM/Debit Cards | Shared Branching