Fee Schedule

Effective: February 01, 2022


Savings Account Fees

Type Fee
Service Charge $2.00/Month - If on the first of each month all of the following applies: aggregate balance of all accounts is less than $50.00, no open loans, primary member is age 18 - 61

IRA/Roth IRA Account Fees

Type Fee
Opening Fee $15.00
Closing Fee $25.00
Annual Fee $15.00

Checking Account Fees

Type Fee
Check Order Prices may vary depending upon style
Overdraft Protection $2.00/Transfer from Savings to Checking Fee applied to Checking Account. Transfer in increments of $50.00
Paper Statement Fee
Primary member ages 18-69
$3.00/Statement
Temporary Checks
$4.00/per page (4 per page)

Other Services

Type Fee
Account Number Change $25.00
Account Reconciliation $20.00/Hour
$20.00 Minimum Charge
Account Research
Primary member ages 18-69
$20.00/Hour
$20.00 Minimum Charge
Collection Item $12.00/Item
Copies $1.00/page
Deposited Item Returned $12.00/Item
Dormant Membership $5.00/Month after no activity for 6 months
Fax (Outgoing) $1.00/Page
Garnishment $50.00
GenGold® Monthly Fee $5.00
Money Order $2.00/Money Order
Non-Sufficient Funds/Overdraft $22.00/Item
Online/Phone Loan Payments $10.00
Official FSFCU Check $2.00 Check
Online Banking Access NO CHARGE
Stop Payment $15.00/Item
Tax Levy $50.00
Travel Card $10.00/Card
Travel Card Reloadable Fee $3.00/Card
Unclaimed Property $30.00
Undeliverable Mail $5.00/Item
Visa Gift Card $4.00/Card

Wire Fees

Type Fee
Western Union (Outgoing/Domestic) $22.00/Transfer
Wire Transfer (Outgoing/Domestic) $22.00/Transfer
International Transfer (Outgoing/International) $75.00/Transfer

Electronic Fund Transfer (EFT) Fees

Type Fee
ACH Non-Sufficient Funds/Overdraft $22.00/Item
ATM Overdraft $22.00/Item
ATM Card - Annual Fee $10.00/Card
ATM Transaction $2.00 for each ATM transaction at an ATM not owned by FSFCU
ACH Origination $12.00
ACH Origination Returns $22.00
ACH Origination Stop Payment $25.00
Debit Card Overdraft $22.00/Item
Foreign Conversion 1.00% of transaction amount
Plastic Card Replacement $10.00/Card
Plastic Card PIN Replacement (In Branch) $3.00/Card

Bill Pay Fees

Type Fee
Non-Sufficient Funds $29.00
Stop Payment $25.00
Overnight Check $14.95
Same-Day Bill Payment $9.95
Online Banking External Transfer (TransferNow) $3.00/Outgoing Transfer

Zelle® Fees

Type Fee
Enrollment No Fee
Send Money:

  • Within minutes

  • Next Day

  • 3 Day
  • No Fee
    Request Money No Fee
    Non-Sufficient Funds $25.00
    Stop Payment $15.00