CO-OPSM Network


CO-OP Shared Branch is a collection of credit unions across the United States that allow one another to “share” their branches. As a member of FSFCU, you can visit and conduct your financial business at other credit unions and self-service kiosks in the Shared Branch Network world wide.
Important Update: Streamlining Your Shared Branching Experience with Enhanced Security
At FSFCU, we're committed to providing you with convenient and secure financial services. To further enhance the security of Shared Branching transactions and better protect your identity, Participating Credit Unions will implement a new ID verification system called IDCheck. Effective May 1, 2025, if you plan to use Shared Branching services at a participating credit union as a guest member, you will need to preload your state-issued driver's license into the IDCheck application beforehand. This simple step will help us quickly and securely verify your identity. For visiting Shared Branch members: Please take a moment to review the instructions below to prepare for this update before May 1, 2025. For FSFCU members using Shared Branching at other credit union branches: To enjoy uninterrupted service when conducting your FSFCU transactions at other credit union branches, please follow the instructions below to preload your ID before May 1, 2025.


CO-OP ATM Network allows you to use your FSFCU ATM or Debit Card to withdraw cash from thousands of locations worldwide with little or no fees. Find a CO-OP ATM near you.

If you live, work, worship or attend school in these counties, you may be eligible for membership:
Oklahoma Counties:Comanche, Caddo, Canadian, Cleveland, Cotton, Garvin, Grady, Jefferson, Kiowa, McClain, Oklahoma, Stephens, Tillman, and Washita
Texas Counties: Archer, Haskell, Montague, Shackleford, Throckmorton, Wichita, and Wilbarger.
Become a member today and start experiencing the credit union difference.
For information regarding fees, please refer to our Fee Schedule
Once you have established an account, you can take advantage of these beneficial offers and services:
Overdraft Privilege |
Online & Mobile Banking |
Special Offers on Loans
Credit Cards with Rewards |
ATM/Debit Cards |
Shared Branching