SECURED CREDIT CARDS FOR BUILDING CREDIT

Kickstart or Repair Your Credit History with a Credit Card Made to Build or Repair Your Credit!

Fort Sill Federal Credit Union (FSFCU) wants to help you on your financial journey of starting or re-building your credit. One way to do that is with our Secured Credit Card from Visa®.

What Is a Secured Credit Card?

A Secured Credit Card from FSFCU is a powerful financial tool that helps you build credit while using the funds in your Savings account as security. FSFCU will be here to assist you on your path to good credit and financial success by offering sound advice, beneficial services, and personalized support.

Who Can Benefit From a Credit-Building Credit Card?

• First-Time Credit Users: If you're new to credit or have limited credit history, a Secured Credit Card is an excellent starting point to establish a positive credit profile.

• Credit Rebuilders: For those looking to repair or rebuild their credit after past challenges, a Credit Card that builds credit can provide a structured path toward a stronger financial future.

• Everyone: Want to have the peace of mind knowing that your credit limit is backed up? Our Secured Credit Card might be right for you!

How Does a Secured Credit Card Work to Build or Repair Your Credit?

A Secured Credit Card works differently from a traditional credit card. It's backed by a deposit you make into your savings account, which serves as collateral for your credit limit. Essentially, you're using your savings to secure your credit card, providing a safe and effective way to establish or improve your credit score.

Why Choose Our Secured Visa Credit Card?

Still not convinced that our credit-building Credit Card is right for you? FSFCU understands that taking the first step into the world of finances or repairing past credit mistakes can be overwhelming. That is why we recommend our Secured Credit Card as a good jumping-off point and here are some reasons why:

1. Build Credit Responsibly: Whether you're new to credit or looking to rebuild, our Secured Visa Credit Card is a safe way to establish a credit history.

2. Security and Peace of Mind: Your savings act as collateral, providing security for both you and FSFCU.

3. Low Risk, High Reward: Enjoy the benefits of a traditional credit card while minimizing risk. You control your credit limit and can increase it as your savings grow.

4. Credit Score Improvement: With consistent and responsible use of a Secured Credit Card, you'll see a positive impact on your credit score over time.

5. FSFCU Is Your Trusted Partner: We want to be there with you every step of the way. Our knowledgeable and friendly associates are here to help you.

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