Newsletter 2025 Q1

 

Annual Notice Regarding Non-VISA Pinless Debit Transactions

You may use your Visa Debit Card to initiate both Visa debit transactions and non-Visa debit transactions without using a personal identification number (PIN) to authenticate the transactions.

To initiate a Visa debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a VISA network.

To initiate a non-Visa debit transaction, you may enter a PIN at a point-of-sale terminal or, for certain bill payment transactions, provide the account number for an e-commerce or mail/telephone order transaction after clearly indicating a preference to route it as a non-Visa transaction. We have enabled non-Visa debit transaction processing on the Accel and AFFN Network(s).

The rights and protections applicable only to Visa debit transactions, including additional consumer liability limits and streamlined error resolution procedures, as described in your Electronic Fund Transfers Agreement and Disclosure will not apply to transactions processed through non-Visa networks. Please contact the Credit Union with any questions you may have regarding this notice.

 

FSFCU Announces Change to Saturday Hours

Beginning January 4, 2025, FSFCU's Contact Center and Drive-Thrus will be open from

9:00 AM - 12:00 PM CST on Saturdays. Additionally, our Lawton lobbies will be open by appointment only during these times.

Visit fsfcu.com to book an appointment today!

Shred Your Way to Security: FSFCU Spring Shred Event

Fort Sill Federal Credit Union is committed to helping you protect your personal

information. Join us for our annual Spring Shred Event on April 9, 2025, from 10:00 AM to 2:00 PM at our Headquarters Building, located at 1614 NW 67th Street in Lawton.

Bring your sensitive documents, such as old tax returns, bank statements, and medical records, and we'll securely shred them on-site. This free event is a great opportunity to safeguard your identity and peace of mind.

We look forward to seeing you there!
(Maximum of 4 boxes per vehicle.)

 

Nominations for Board of Director Positions

The Nominating Committee has nominated James Apriesnig and Jennifer Waters for the two Director positions to be voted on at the Annual Meeting of Fort Sill Federal Credit Union, on April 1, 2025.

Nominations by petition must be filed with Nita Russell, Secretary of the Board of Directors, by February 20, 2025. The petition must be signed by at least one percent (1%) of the membership. At the Annual Meeting, the election will not be conducted by ballot and there will be no nominations from the floor when the number of nominees equals the number of positions to be filled. Below is a brief statement of qualifications and biographical data for each nominee selected by the Nominating Committee.

 

James Apriesnig

James Apriesnig has been a member of Fort Sill Federal Credit Union since 2010. He first joined a credit union in 1981 and retains that membership to this day. Originally from Milwaukee, WI, James enlisted in the United States Marine Corps and served 30 years in the Data Systems and Communications fields retiring from active duty at the rank of Master Gunnery Sergeant. Upon retirement he attended Cameron University and earned a Bachelor’s of Science Degree in Accounting.

James has been employed by Cotton Electric Cooperative in Walters, OK since 2018. He is currently the accounting supervisor. Previously he worked in Duncan, OK for Halliburton Energy Services. He spent 6 years there in Global Asset Accounting. An advocate of serving others, James has served the membership of Fort Sill Federal Credit Union in a director position since 2013. James is currently serving as Treasurer, having been elected by his fellow board members. He is currently the chair for the Budget Committee. He is an active member of the Knights of Columbus and takes part in many of their activities. He is also a volunteer for Goodwill VITA Services having prepared and reviewed income taxes every year since 2011; 14 seasons now. Continuing his professional education, James completed the requirements for the Cooperative Financial Professional Certificate training in 2024. Various other credit union financial and policy training has been completed online throughout 2024. He also maintains currency on personal income tax preparation through annual IRS provided training

 

Jennifer Water

Jennifer Waters is Executive Director of USO Oklahoma including the USO Center and Pathfinder center on Fort Sill, USO support rooms in the Military Entrance Processing Station (MEPS) in Oklahoma City, and outreach to Altus AFB, Vance AFB, Tinker AFB, Sheppard AFB and the Oklahoma National Guard. Jennifer has oversight of the operations, programming, fundraising, and volunteer support needed to run USO Oklahoma.

She began her employment with USO in June 2016. Jennifer’s prior experience includes working as Co-Owner/Restaurant Marketing Director for Chick-fil-A and a 10-year career with HealthSCOPE Benefits, Inc., a third-party administrator of self-funded employer health plans where she was the Director, National Accounts. Prior to her employment with USO, Jennifer served on the Executive Board for the Lawton-Fort Sill Chamber of Commerce Co-Op Program. In this volunteer role, she worked to facilitate stronger relationships between the Lawton business community and Fort Sill. She also spearheaded the community welcome for 2-20 Field Artillery Battalion when they were moved to Fort Sill. Jennifer serves as the Vice Chair of the Board of Directors for the Fort Sill Federal Credit Union. In 2024, she completed a seven-year term as a board member for the Association of the United States Army (AUSA) Fires Chapter. Her personal awards include the 2018 AUSA Outstanding Community Provider, the Honorable Order of Saint Barbara and the distinguished Molly Pitcher from the United States Field Artillery Association. In 2020, she was inducted into Comanche County Veterans Wall of Honor and received the CCVA Carolyn Stowe Award for dedicated service to the veteran community. Jennifer is proud of her family’s military heritage as her father served with the USMC, her grandfather served in the Army Air Corp during WWII, and her cousin is a wounded warrior from his time in the Air Force, Special Forces

 

FSFCU Scholarship Application

2025 graduating high school seniors who have accounts with FSFCU may submit a scholarship application online. Five students will be awarded $3,000 each.
Deadline for submission is 11:59 PM, CST on March 28, 2025.

Your Image
 

FSFCU was voted Lawton Constitution Readers’ Choice Best SWOK Credit Union for 2024.
That makes 6 years in a row we have received this award and it is all because of you!

Thanks to everyone who voted!

 

Board of Directors

Dennis Porter Chair | Jennifer Waters Vice Chair | James Apriesnig Treasurer | Nita Russell Secretary | Charles Hutchinson Director | Denise Taylor Director | Kathy Monroe Director | Brandi Thomas Associate Director | Keith Thomas Associate Director | Robert Hopper Chair Emeritus

 

Supervisory Committee

Sharyl Lindsey Chair | Marian Finney Member | Sumi McCargo Member

 

Management Staff

Jayson Sims President/CEO | Cindy Collins Chief Operations Officer | Cheryl Crow Chief Financial Officer | Greg Steen Chief Information Officer | Melody Barber Chief of Growth & Strategy | Danny Lanman Chief Lending Officer | Cody Peters Chief of Human Resources

 

The information in this newsletter is as current as possible; however, FSFCU reserves the right to add, change or delete services, and all rates, terms and conditions are subject to change. We reserve the right to correct printing errors.

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