Newsletter 2024 Q1

 

Annual Notice Regarding Non-VISA Pinless Debit Transactions

You may use your Visa Debit Card to initiate both Visa debit transactions and non-Visa debit transactions without using a personal identification number (PIN) to authenticate the transactions.

To initiate a Visa debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a VISA network.

To initiate a non-Visa debit transaction, you may enter a PIN at a point-of-sale terminal or, for certain bill payment transactions, provide the account number for an e-commerce or mail/telephone order transaction after clearly indicating a preference to route it as a non-Visa transaction. We have enabled non-Visa debit transaction processing on the Accel and AFFN Network(s).

The rights and protections applicable only to Visa debit transactions, including additional consumer liability limits and streamlined error resolution procedures, as described in your Electronic Fund Transfers Agreement and Disclosure will not apply to transactions processed through non-Visa networks. Please contact the Credit Union with any questions you may have regarding this notice.

 

FSFCU Spotlight

Meet LaRhonda White, our incredible Trainer and FSFCU’s shining ambassador at Fort Sill. LaRhonda was recently designated as Team Captain for the Lawton Fort Sill Chamber Red Coats!

She’s not only an excellent FSFCU associate but is also an active member of the community. From supporting her fellow work associates to fostering community connections, LaRhonda makes an impact wherever she goes.

Saturday Appointments

Our lobbies are closed on Saturdays, except for pre-scheduled appointments.

To ensure that you have access to our expert associates when you need them, we offer a simple and efficient appointment scheduling system.

Request your appointment at fsfcu.com/appointments.

Note: On Saturdays, our Lawton drive-thrus and the Contact Center are open during weekend hours.

 

Nominations for Board of Director Positions

The Nominating Committee has nominated Charles Hutchinson and Kathy L. Banks-Monroe for the two Director positions to be voted on at the Annual Meeting of

Fort Sill Federal Credit Union, on April 2, 2024 at 7:00 PM, in the Comanche County Fairgrounds Annex Building in Lawton.

Nominations by petition must be filed with Nita Russell, Secretary of the Board of Directors, by February 22, 2024. The petition must be signed by at least one percent (1%) of the membership. At the Annual Meeting, the election will not be conducted by ballot and there will be no nominations from the floor when the number of nominees equals the number of positions to be filled. Below is a brief statement of qualifications and biographical data for each nominee selected by the Nominating Committee.

 

Charles Hutchinson

Charles Hutchinson has been a member of the Fort Sill Federal Credit Union since 1994. He has served the Credit Union as a volunteer since 2010 as an Associate Director and Director since 2012. He has served as Vice Chairman and Chairman of the Board. He has Chaired the Legislative, Education, and Associate Director committees. Charles completed the Volunteer Achievement Program training for the Board of Directors along with other training. He has participated in multiple credit union Strategic Planning Sessions.

Charles graduated from Niagara University with a BS, Commerce and University of Southern California with MS, Information Systems.

Charles retired from the United States Army in 1994. After retiring he worked for a Lawton, OK based defense contractor. In 2006 he went to work as a Department of Army Civilian and retired September 30, 2017.

Charles and wife Linda of 47 years were born in Niagara Falls, NY, moving to Lawton in 1987. They have two daughters, one granddaughter and one grandson.

Charles and his wife have been active in the Lawton/Fort Sill community. Charles was a founding Director of the Southwest Chapter of the Military Officers Association of America (MOAA). He served as Secretary, Treasurer, Vice President, and President. He is a life time member of MOAA, Association of the United States Army, Field Artillery Association, Air Defense Association and Disabled American Veterans.

 

Kathy L. Banks-Monroe

Kathy L Banks-Monroe

Kathy Banks-Monroe is a 5th generation Oklahoman.  She attended both Oklahoma and Cameron Universities where she majored in Business Administration.

For 35 years, Kathy worked as the Information Management/Network Enterprise Center Director on Fort Sill, where she analyzed, interpreted, enforced, and trained workforce on administrative programs, principles, concepts, policy, and objectives ensuring resources were used efficiently, prioritized and progressively developed to provide the optimum Information Technology services to more than 25,000 Warfighters/Military and Installation customers.  She retired from this position in June 2020. From 2018 to 2021, Kathy was appointed to a 5-year term as a Commissioner on the Oklahoma Commission on the Status of Women where she served on various Committees, to include the annual Oklahoma Women’s Hall of Fame events.  She presently serves as an Advisory Committee member to the Oklahoma Status of Women Commission.

Kathy’s community service includes serving on the Fort Sill Federal Credit Union Board, Leadership Oklahoma Board, Leadership Lawton-Fort Sill Board, Lawton-Fort Sill Chamber of Commerce Board, Great Plains Technical Center Foundation Board, Galilee Missionary Baptist Church, and sustaining member of the Junior League of Lawton.  Accomplishments include 50 Most Powerful Women in Oklahoma in 2016, and Comanche County Women of the Year.

Kathy is a member of the Galilee Missionary Baptist Church. In her spare time, she enjoys quilting, visiting with her three adult sons, grandchildren and traveling with her husband Henry and teenage son Shaun.

 

FSFCU Scholarship Application

2024 graduating high school seniors who have accounts with FSFCU may submit a scholarship application online. Five students will be awarded $2,500 each.
Deadline for submission is 11:59 PM, CST on March 29, 2024.

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Financial Saftey Tip

Take Swift Action When Documents Go Missing

  1. Pull your credit reports and review them for any suspicious activity.
  2. Close any accounts that you believe have been tampered with or opened fraudulently.
  3. Place a ‘fraud alert’ on your credit reports, and check your credit reports regularly.
  4. File a complaint with the Federal Trade Commission.
  5. File a report with the police in the community where the identity theft took place.

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Board of Directors

Dennis Porter Chair | Jennifer Waters Vice Chair | James Apriesnig Treasurer | Nita Russell Secretary | Charles Hutchinson Director | Denise Taylor Director | Kathy Monroe Director | Brandi Thomas Associate Director | Keith Thomas Associate Director | Robert Hopper Chair Emeritus

 

Supervisory Committee

Sharyl Lindsey Chair | Marian Finney Member | Sumi McCargo Member

 

Management Staff

Jayson Sims President/CEO | Cindy Collins Chief Operations Officer | Cheryl Crow Chief Financial Officer | Greg Steen Chief Information Officer | Melody Barber Chief of Growth & Strategy | Danny Lanman Chief Lending Officer | Cody Peters Chief of Human Resources

 

The information in this newsletter is as current as possible; however, FSFCU reserves the right to add, change or delete services, and all rates, terms and conditions are subject to change. We reserve the right to correct printing errors.

Brett Looper